APRA's High Debt-to-Income Cap: What It Means for Your Submission Workflow
This story is from 2026-09-20. It is preserved in the archive; the latest stories are on the live feed.
TL;DR APRA is limiting high debt-to-income home loans at authorised deposit-taking institutions (ADIs). Non-bank lenders are not subject to the same restriction. A decline from an ADI may reflect the lender's quota, not the borrower's file quality. Resubmitting to another ADI is likely to produce t…
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- 2026-09-20 23:06 · DEV Community — AI
APRA's High Debt-to-Income Cap: What It Means for Your Submission Workflow