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ChatGPT Plus $0 first-month offer keeps declining all my cards

I got a ChatGPT Plus offer for $0 for the first month, then $20/month. But every payment attempt fails with “Payment was not approved” without even asking for a bank OTP. I’ve tried multiple local cards, Google Pay, a UK Wise card, and a Bybit card. The weird part is that the normal $20 checkout on…

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  1. 2026-10-12 05:32 · r/ChatGPT
    ChatGPT Plus $0 first-month offer keeps declining all my cards

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