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Digital Payments Hit 64.7% in the Philippines. The Harder Problem Is the Software Running Them

This story is from 2026-10-05. It is preserved in the archive; the latest stories are on the live feed.

Digital payments took 64.7% of all retail transactions in the Philippines in 2025, up from 57.4% a year earlier. In that same year QR Ph payments overtook debit and credit card transactions for the first time ever, logging 2.47 billion transactions (Source: BSP, 2026). The plumbing underneath Filip…

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  1. 2026-10-05 22:16 · DEV Community — AI
    Digital Payments Hit 64.7% in the Philippines. The Harder Problem Is the Software Running Them

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