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For people in credit/lending: what actually happens when two borrower documents disagree on the same financial metric?

This story is from 2026-09-07. It is preserved in the archive; the latest stories are on the live feed.

I'm trying to understand how credit teams reason about contradictory evidence in financial statements when working through credit workflows in practice. For example, say a borrower's package includes the following: Financial statements: Total Debt = $50m, Cash = $8m, Covenant EBITDA = $12m Manageme…

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  1. 2026-09-07 08:50 · r/artificial
    For people in credit/lending: what actually happens when two borrower documents disagree on the same financial metric?

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