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If AI decides you're too risky for a loan, should a bank have to explain why?

Imagine applying for a home loan and getting rejected by an AI system. You ask the bank why, and the answer is basically that its model assessed your application and decided you weren't eligible. Maybe it spotted a pattern in your financial history, maybe it weighed factors you didn't even know wer…

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  1. 2026-10-13 09:55 · r/artificial
    If AI decides you're too risky for a loan, should a bank have to explain why?

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