Kita's VLM Credit Review: How Vision Models Parse Bank Statements When Credit Bureaus Don't Exist
This story is from 2026-09-19. It is preserved in the archive; the latest stories are on the live feed.
Emerging markets run on paper. In the Philippines and Mexico, credit bureaus are unreliable, open banking APIs barely exist, and loan applications arrive as smartphone photos of bank statements printed on thermal paper. Traditional OCR tools break on these documents. Template-based parsers assume c…
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- 2026-09-19 00:06 · DEV Community — Machine Learning
Kita's VLM Credit Review: How Vision Models Parse Bank Statements When Credit Bureaus Don't Exist