The Cashback Break-Even Math: Does a $95 Tiered Card Actually Beat a Flat 2% Card?
Many people default to a flat 2% no-annual-fee cashback card for simplicity, while others pay $95/year for a tiered rewards card offering 4% on groceries , 3% on dining , 3% on gas , and 1.5% on everything else . Where is the exact break-even point on a $2,000/month ($24,000/year) household budget?…
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- 2026-11-06 05:05 · DEV Community — AI
The Cashback Break-Even Math: Does a $95 Tiered Card Actually Beat a Flat 2% Card?