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What Is an NPA (Non-Performing Asset)?

This story is from 2026-08-24. It is preserved in the archive; the latest stories are on the live feed.

An NPA, or Non-Performing Asset, is a loan that a bank classifies as seriously overdue, generally once payments have been missed for 90 days or more. This guide explains exactly what this means and its real consequences. The Simple Idea From a bank’s perspective, a loan is a financial asset, expect…

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  1. 2026-08-24 21:00 · DEV Community — AI
    What Is an NPA (Non-Performing Asset)?

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